Money Bells helps facilitate Business loans in India to business owners at most competitive ROI we are authorized service providers for more than 30+ Banks and NBFC’s having the perfect solution to suit and fulfil your needs. Our website offers helpful resources such as loan calculators and FAQs to guide you towards making an informed decision with Money Bells.
Are you thinking of availing a business loan anytime soon? Browse through our business loan eligibility criteria mentioned below, to make sure your business loan is approved at the very first go:
Check out the criteria for business loans eligibility to know more.
(Original for verification and self-attested copies for submission)
Mandatory Documents | |
---|---|
Identity proof | PAN Card/Driving License/ Passport/ Voter’s ID/ Aadhaar Card |
Address Proof | Passport/Driving License/Voter’s ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no more than 3 months old) |
Ownership proof | Agreement Copy / Electricity Bill / Maintenance Bill with share certificate / Municipal tax bill/Share certificate |
Business continuity proof | Shop and Establishment certificate/Tax registrations-VAT/Service tax/GST registrations |
Firm Constitution | MOA/Partner Ship Deed/GST Registration Certificate |
** Terms & Conditions apply. Subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
How do I calculate my Business Loan EMIs?
To know how much EMI you would have to pay every month, try our easy-to-use business loan emi calculator. Simply enter the following details & Know your EMI:
Loan Amount
Desired Interest Rates (%)
Tenure in Years/Months
Why should you apply for Business Loans?
We at Money Bells, have the required support ready for you with our Business Loan schemes. Get access to quality banking services and unlimited opportunities, some of which are:
Avail a loan from Rs. 3 lakh to Rs. 75 lakhs
Speedy approval of a loan
Smooth processing of a loan
Customised service to suit business needs
Minimal paperwork for availing a loan
Flexible options for repayment of a loan
To find out what more is in store for you, take a look at the features of our business loan.
I had been looking for a hassle-free loan option for my business expansion, and I found Money Bell to be the perfect solution. Their application process was incredibly simple and quick. The entire process was online, and I received approval in no time. I highly recommend Money Bell to any small business owner!
Money Bell made it so easy for me to get a loan for my boutique's renovation. The documentation was minimal, and their team was very supportive throughout the process. Within a few days, the funds were in my account. This is a game-changer for small businesses like mine!
I was initially worried about the complexities of getting a business loan, but Money Bell's process turned out to be extremely straightforward. I filled out a simple form, and their team guided me every step of the way. The approval was fast, and the loan was disbursed in no time. Thanks to Money Bell, we can now expand our operations.
I was amazed at how easy it was to get a loan from Money Bell. They truly understand the needs of small businesses. The application was easy to fill out, and their team was always available to answer my questions. I got the loan quickly, and it helped me expand my sweet shop. Highly recommended!
Money Bell's loan process is by far the easiest I’ve ever experienced. With minimal paperwork and fast approval, they made the entire process so convenient. The funds were transferred quickly, and I was able to upgrade my fitness studio. I recommend Money Bell to anyone looking for quick, easy, and reliable business loans.
Money Bells offers a wide range of business loans to self-employed professionals and non-professionals, including-
To qualify for a business loan, you must have a minimum CIBIL score of 675. A higher score can improve your chances of approval and help you secure better terms and interest rates.
Follow the steps below to apply for a business loan:
We strive to make the loan repayment process super convenient for you with flexible payments. You can pay your EMIs via various payment instruments. We also allow EMI payment through a direct debit facility, electronic clearance service, or post-dated cheques.
Yes. If you have applied for a business loan for your proprietorship or partnership business, the loan will get reflected in your credit report. As a result, any late payments or EMI defaults will also negatively impact this credit score. However, if your business is an LLC, the business loan will only affect your business credit score and not your personal credit score.
The interest levied on your business loan is eligible for tax deductions because the interest payment on a business loan is a business expense and not revenue. This means you can reduce your taxable income when you apply for a business loan in India. However, note that the principal component of the loan is not tax-deductible.
Most of the banks provides business loans of up to Rs. 90 lakhs. However, the maximum loan amount you can secure depends on your loan eligibility and credit score.